Course Description
Have you ever gone to buy groceries at the end of the month, only to find out that you’re out of cash? What about having to borrow money from family and friends to get your car fixed?
Running out of money is a common problem - in fact, nearly 40% of families in the United States have faced serious financial problems, including struggling to afford medical care and food. This course aims to help you learn how to spend money mindfully, how to save money for the future, how to use money safely, and how to make money so that you can have the financial security you need.
By the end of this course, you will be able to:
- Identify the difference between helpful and hurtful spending habits.
- Recognize the importance of understanding and managing money in reaching financial goals.
- Recognize the role of saving money in reaching financial goals.
- Identify components of a spending plan (budget).
- Identify short-term and long-term financial goal(s)
- Create a spending plan (budget)
- Explain the relationship between keeping a spending plan (budget) and reaching financial goals
- Recognize the importance of the right financial products in saving, managing and using money
Benefits
By participating in Personal Finance course, you will be able to:
- Have more control over your personal finances, which can lead to more overall confidence, as finances affect everyone’s life in every way.
- Set and develop financial goals for yourself and have the desire to work toward those goals, which often means putting off the wants of today to save for the needs of tomorrow.
